Your Tax-Free Retirement Starts Here
At Hosler Wealth Management, we provide strategies to reposition your assets from taxable and tax-deferred vehicles to tax-free vehicles that can generate tax-free income during your retirement to protect against future higher tax rates and leave your children with Tax-Free legacy income for life.
Private Wealth & Tax Reduction Strategies: How We Help You Prosper
Financial Planning
We dig deep to create a financial plan that is completely customized to your needs and goals. From retirement income planning, estate planning, and insurance with LIRP plans, we have you covered.
Wealth Management
As a primarily fee-based firm, we have your best interests at heart, yet we also have access to strategies and tools to help you move to “tax free.” Explore our investment management services, investment vehicles and income ladders.
Tax Services
Through advanced tax planning, tax preparation and tax reduction strategies – including advanced tax strategies – we can help our clients begin to move to tax free.
Distinguished by Forbes as a Best-In-State Wealth Advisor and Wealth Management Team in Arizona
Awards & Recognition
2025 | 2024
2023 | 2022 | 2021
2020 | 2019 | 2018
“Congratulations to Bruce Hosler on this well-earned recognition by Forbes. Bruce Hosler is committed to providing expert guidance and essential support to his clients, and we are proud to provide Hosler Wealth Management with the business solutions they need to power their practice.”
– Wayne Bloom, CEO of Commonwealth Financial Network®
*2018-2025 Forbes Best In State Wealth Advisors, created by SHOOK Research. Presented in April 2025 based on data gathered from June 2023 to June 2024. Not indicative of advisor’s future performance. Your experience may vary. For more information, visit.
2025
“We are truly honored to receive this recognition from Forbes as an advisory team. We work diligently to earn and maintain our clients’ trust, and we take our commitment to helping each of them achieve their financial goals very seriously. It is this focus and synergy that drives us to succeed.”
– Bruce Hosler, Founder & CEO of Hosler Wealth Management
2025 Forbes Best-In-State Wealth Management Teams, created by SHOOK Research. Presented in Jan 2025 based on data as of March 2024. 11,674 Management Teams were considered, approximately 5,300 teams were recognized. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit.
MOVING TO TAX-FREE™
By Bruce Hosler EA, CFP®, CPWA®, AIF®, CEPA®
When planning for retirement, some of the first big questions are “Have I saved enough to retire?” or “Will I be able to leave a legacy for my family? Are my spouse and I going to be OK through our lifetime?” But those planning for retirement may be missing a foundational question to retirement financial planning success—will I be paying higher tax rates on my future retirement plan distributions from my 401K and IRA?
The question isn’t “if” we will face higher future tax rates but “when”? It is almost inevitable that tax rates will be higher in the future. Understanding that tax rates will likely be much higher in the future can help you dramatically improve your chances of success in retirement.
This book will be your financial ally!
A Foundational Financial Plan™ Designed for Tax-Free Retirement Income
Our signature Foundational Financial Plan™ helps set you on the right path toward a tax-free retirement — a comprehensive seven-part plan encompassing all aspects of your financial picture. Unlike other financial plans, this isn’t a one-and-done approach. Our customized plans and tax reduction strategies are updated annually to help you reach your goals. Download the article below to discover more about Moving to Tax-Free.
Learn how being purposefully strategic in your planning can help you avoid paying higher taxes.
An enrolled agent (EA) is a person who has earned the privilege of representing taxpayers before the Internal Revenue Service by passing a three-part comprehensive IRS test covering individual and business tax returns. In fact, enrolled agent status is the highest credential awarded by the IRS. Enrolled agents, like attorneys and certified public accountants (CPAs), have unlimited practice rights. This means they are unrestricted as to which taxpayers they can represent, and what types of tax matters they can handle.
Certified Financial Planner (CFP®) is a formal recognition of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement (such as with 401(k)s).
Owned and awarded by the Certified Financial Planner Board of Standards, Inc., the designation is awarded to individuals who successfully complete the CFP Board’s initial exams, then continue ongoing annual education programs to sustain their skills and certification.
A certified financial planner (CFP®) is an individual that has received a formal designation from the Certified Financial Planner Board of Standards, Inc.
CFP® professionals help individuals in a variety of areas in managing their finances, such as retirement, investing, education, insurance, and taxes.
Becoming a CFP® professional is one of the most difficult and stringent processes in terms of financial advisors. It requires years of experience, successful completion of standardized exams, a demonstration of ethics, and a formal education.
The most important aspect of a CFP® professional is that they have a fiduciary duty, meaning they must make decisions with their client’s best interests in mind.
Certified Private Wealth Advisor® (CPWA®) is an advanced professional certification for advisors who serve high-net-worth clients. It’s designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of clients with a minimum net worth of $5 million. Unlike credentials that focus specifically on investing or financial planning, the CPWA® program takes a holistic and multidisciplinary approach.
WHAT MAKES AIF® DESIGNEES DIFFERENT?
Is the investment advice you are receiving really in your best interests? Unless your advisor understands and follows a fiduciary process, you can’t really be sure. Even those investment professionals who are required to act as fiduciaries might not have the experience or training to prepare them for this enormous responsibility.
Only Accredited Investment Fiduciary® (AIF®) Designees have been certified specifically for their ability to follow a fiduciary process with their clients’ best interests at heart. Here are some attributes that make AIF® Designees different from other advisors or financial professionals:
Experience. Designees are required to provide documented industry and educational experience to qualify for the designation.
Education. Designees must complete the Accredited Investment Fiduciary® (AIF®) Designation Training, which covers the Prudent Practices® for managing fiduciary assets for wealth, nonprofit and retirement clients.
Examination. Designees must pass an examination to prove comprehension of the Prudent Practices® and ability to act in the best interest of clients.
Ethics. Designees adhere to a Code of Ethics and Conduct Standards that show a commitment to a higher degree of industry professionalism.
Continuing Education. Designees commit to keeping their knowledge and skills sharp by completing annual continuing education requirements.
The CEPA® designation stands for: Certified Exit Planning Advisor.
Exit Planning is the creation and execution of a strategy allowing owners to exit their businesses on their terms and conditions. It is an established process that creates a written roadmap or Exit Plan, involving efforts of several professions facilitated and led by an Exit Planning advisor who ensures not only the plan creation but its timely execution.
Exit Planning is more than thinking and talking. It is taking the action necessary to enable you to reach all of your Exit Objectives. These objectives include leaving your business when you choose, to the successor you choose, for the amount of cash you desire while paying the least amount of taxes.
The CPA designation distinguishes licensed accounting professionals committed to protecting the public interest.
They provide individuals and families with valuable knowledge and advice on taxes and financial planning. CPAs offer organizations around the world tax, financial reporting and advisory services to drive strategic decision-making and foster growth and success.
To earn the CPA license, accounting professionals must have extensive education—at least 150 hours—pass a rigorous four-part exam and meet experience requirements.
They must also commit to lifelong learning and adhere to a strict Code of Professional Conduct that requires competence, objectivity, integrity and independence.