The Inflation Reduction Act – What Does It Mean For You? | Ep #11
In September, the government passed the “Inflation Reduction Act.” Today Bruce breaks down the key pieces of the legislation and how it can affect you going forward. He breaks it down into 9 key areas:
IRA & 401K accounts are no longer good wealth transfer tools | Ep #10
Bruce dives deeper into why traditional IRAs and 401ks are no longer good wealth transfer tools. Ideally, you want to minimize both your tax burden and the burden of your heirs. And with these new rules, traditional retirement accounts just won’t cut it.
Why You Need to Update Your IRA Beneficiary Forms | Ep #9
In 2019, the US Government passed the SECURE Act, and one of the most significant ramifications was on what’s known as the stretch IRA. Many people who inherit an IRA, now have a ten-year window to withdraw those funds. Previously there was no time restraint.
What Are We Protecting Wealth FROM? | Ep #8
What exactly are we protecting our wealth from? Today, Bruce explains: Taxes, Inflation, Financial and Estate Planning Mistakes, Client Mistakes, and Poor Investment Management.
The 5-year Rule With Roth IRAs and Roth 401Ks | Ep #7
Bruce talks about the “5-year rule” regarding Roth IRA and Roth 401K accounts. These rules are in place to encourage investors not to withdraw from their Roth accounts before age 59 1/2. And if these rules aren’t followed, they can result in stiff tax penalties!
Demand Destruction and the Coming Recession | Ep #6
Demand destruction, wssentially, it’s when the government tries to slow demand to curb inflation. Bruce Hosler walks us through what means. All information is accurate as of our recording date, June 23, 2022.
Convert Your IRA to a Roth IRA on a Market Dip | Ep #5
Bruce talks about converting your IRA into a Roth IRA, and why a market dip is a good time to do so. They go over requirements for these conversions, such as deadlines and how required minimum distributions, or RMD’s, come into play.
Interest Rates: How High Will They Go? | Ep #4
How high does the fed want to raise the Fed Funds Rate? How long will the fed keep raising interest rates? What will cause the Fed to stop raising interest rates? Is a recession coming?
All About Inflation | Ep #3
What is causing this inflation? 1. Demand/Supply imbalance 2. More money chasing less products. (Supply chain) 3. Shortages of availability (Housing) What is Demand Destruction?
Will US Tax Rates Go Up or Down? | Ep #2
One of the most common questions Bruce Hosler and the team at Hosler Wealth Management are asked: “Will taxes go up or down?” And while we don’t have a crystal ball, there are some pretty strong indications that taxes are going to go up.