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Wealth Management & Financial Planning FAQ’s

Why should you choose Hosler Wealth Management?

Our competitive advantage is that we bring our tax preparation, tax planning, and IRA Retirement experience and knowledge together with our Financial Planning and investment management knowledge to provide our clients with a “Higher level of advice.” By providing this combined group of services our clients receive a level of competent advice they can be confident in.

What should I expect when working with you?

We provide a well-defined Financial Planning process to develop a “Foundational Financial Plan™” for you and your family. After your Financial Plan is well developed and in place, we help you implement the needed steps to put your planning in place to protect and preserve your wealth.

How long have you been in Business?

We have been working in the Tax and Financial Advice business since 1997 for 24 years.

How do I know you're not a Bernie Madoff?

We understand it can be scary entrusting your life’s savings in the hands of a Financial Advisor. Bernie Madoff acted in all three roles: Custodian, Broker-Dealer, and Financial Advisor. We have well established separate firms in all three roles. As Financial Advisors, we do not hold your funds. We have a custodian for that. Commonwealth our Broker-Dealer is the Largest Privately Owned Independent Broker-Dealer in the United States. The separate roles filled by the Custodian, Broker-dealer, and Financial Advisor provides assurance to investors that actions taken by Bernie Madoff cannot be duplicated.

Can I speak with some of your clients?

Yes. We can provide contact information for some of our clients once they have agreed to speak to you, and you may call them and ask about their experience in working with our firm.

Who do you work with?

We specialize in people looking for tax reduction strategies. Primarily we work with Retirees, Pre-Retirees and Widows, Business owners, and those planning for divorce or who have recently completed a divorce.

How much are your fees for your services?

Because our clients each have unique situations it will depend on the type of services that you will need. Our fees are competitive with the marketplace, and we are happy to provide you with our fee schedule once we understand your situation and which services you are seeking.

Do you have an account minimum?

Yes, we do. We have an account minimum of $1 million dollars. However, depending on your circumstances if you may be able to reach that account minimum in the near future, we have made exceptions. For example, if a large portion of your net worth is tied up in real estate, but you are about to sell and seek to invest the proceeds in more liquid investments with an advisor. Or, if you are about to receive an inheritance, etc…

Are you Fiduciaries?

Yes, we primarily work on a fee basis as fiduciary asset managers to our clients. When we provide a multitude of services as we do, then potential conflicts can arise. In those circumstances, we are transparent and disclose those conflicts of interest to our clients. In all cases, we work in the Best Interests of our clients. Other firms may claim they are just fiduciaries, but they will also have conflicts of interest. For example, they may not provide you with services or products that will truly be in your best interest such as a 529 college saving plan for your grandchild, or a Long-Term Care policy for your spouse. Is it really in your best interest to not be educated by your wealth manager on such topics? Or to be referred out to another provider that may not understand your entire financial situation? We don’t think so. We believe that as long as you are informed of all of the conflicts, costs, and issues, that you can still make an informed decision that is in your best interest, and we as your advisors will be right there alongside you helping you consider the options and helping you choose the best one for you.

You don’t want your future to be based on luck, and neither do we.

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