Leaving an Inheritance to Your Kids | Ep #23
Deciding what to leave to your children – and how to do it – is a challenging topic to bring up. But it’s crucially important to take care of this now while you are still able.
The Roth 401(k) | Ep #21
You may be familiar with a traditional 401(k) retirement plan, but today Bruce will explain how a Roth 401(k) works, how it’s different, and the benefits associated with it.
A Guide to Prescott AZ Community Property Attorneys
Learn how prescott arizona community property attorneys help you avoid common estate planning mistakes and protect your assets during major life changes.
What is Hosler Wealth Management LLC? Our Approach
Learn how to sidestep common estate planning mistakes with tips from hosler wealth management llc. Visit hoslerwm.com for practical guidance.
Avoiding IRA Beneficiary Mistakes with the new IRA RMD Regulations
The IRS released 275 pages of changes in RMD (Required Minimum Distributions) in February of 2022. These are proposed regulations, but it is expected that most of them will be approved and become final regulations.
Insanity is doing the same thing over & over, and expecting a different result | Ep #15
Einstein said, “The definition of Insanity is doing the same thing over & over and expecting a different result.” We’ve seen some historic shifts in the markets in 2022. So why would you employ the same strategies you’ve been using for the past 40 or so years?
Controlling the Controllables | Ep #14
Often when circumstances are beyond our control, we feel helpless and stressed. And while some of the larger issues above are beyond our influence, we can do some things with our money that can help take back some semblance of control. Bruce Hosler of Hosler Wealth Management walks us through that in today’s podcast.
How to Choose Asset Based Long Term Care Companies
Learn how asset based long term care companies offer stable, flexible coverage to protect your savings from rising care costs and unpredictable premiums.
The Inflation Reduction Act – What Does It Mean For You? | Ep #11
In September, the government passed the “Inflation Reduction Act.” Today Bruce breaks down the key pieces of the legislation and how it can affect you going forward. He breaks it down into 9 key areas:
IRA & 401K accounts are no longer good wealth transfer tools | Ep #10
Bruce dives deeper into why traditional IRAs and 401ks are no longer good wealth transfer tools. Ideally, you want to minimize both your tax burden and the burden of your heirs. And with these new rules, traditional retirement accounts just won’t cut it.
Why You Need to Update Your IRA Beneficiary Forms | Ep #9
In 2019, the US Government passed the SECURE Act, and one of the most significant ramifications was on what’s known as the stretch IRA. Many people who inherit an IRA, now have a ten-year window to withdraw those funds. Previously there was no time restraint.
The 5-year Rule With Roth IRAs and Roth 401Ks | Ep #7
Bruce talks about the “5-year rule” regarding Roth IRA and Roth 401K accounts. These rules are in place to encourage investors not to withdraw from their Roth accounts before age 59 1/2. And if these rules aren’t followed, they can result in stiff tax penalties!