The Updated 10-Year IRA Rule for Beneficiaries | Ep #53

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Bruce and Alex Koury discuss the updated 10-year IRA rule for beneficiaries, finalized by the IRS on July 18, 2024. Under the old Strech IRA rules, beneficiaries could stretch out Required Minimum Distributions (RMDs) over their lifetimes, creating a favorable tax strategy for passing on wealth.

2024 Mid-Year Review Part 2 | Ep #50

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In this episode of “Protecting and Preserving Wealth,” we continue our discussion from our previous episode, starting with interest rates and the Federal Reserve’s actions. Bruce notes that the 10-year treasury rate has risen to 4.44%, highlighting the market’s control over this rate rather than the Federal Reserve.

2024 Mid-Year Review Part 1 | Ep #49

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we take a midyear look at the financial markets for 2024, focusing on key metrics and trends influencing our investments and financial decisions. As of our recording date of July 2nd, the S&P 500 has impressively risen over 15%, currently standing at 5,495.

Moving to Tax-Free in 8 Steps | Ep #48

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In this episode, Bruce discusses his article, Bruce Hosler’s article, “Moving to Tax-Free: Eight Steps You Can Take for Success.” I am joined by Alex Koury, and we walk through these crucial steps to achieve a tax-free retirement.

The Roth IRA is no longer the ideal wealth transfer vehicle | Ep #47

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Bruce and Jason Hosler the significant changes to the Roth Stretch IRA, resulting from the SECURE Act, that came into effect on January 1, 2020. This Act drastically altered the landscape, as it now requires inherited IRAs to be fully withdrawn within ten years, eliminating the lifetime benefit that was once the key feature of the Roth Stretch IRA.

The Roth IRA is no longer the ideal wealth transfer vehicle

Roth Ira No Longer Ideal Wealth Transfer Vehicle

The 2019 Secure Act killed the stretch IRA and more importantly the Roth Stretch IRA. Prior to January 1st, 2020, you were able to leave your Roth IRA to your non-spouse beneficiaries (your children), and they had the ability to inherit your Roth IRA account and stretch the tax-free required minimum distributions (RMDs) over the remainder of their entire lives.

Stock Market History During Presidential Election Cycles | Ep #46

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Show Notes Guest Profile Transcript All Podcast Episodes This episode of “Protecting and Preserving Wealth” discusses the stock market’s behavior during the presidential election years and its implications for investors. As the November 5th, 2024, presidential election approaches, many investors are concerned about market performance under different administrations and the potential for a market crash […]