Retirement Planning Archives | Page 4 Of 8

Avoid Probate Problems: The ‘Pour-Over Will’ is No Substitute for Proper Estate Planning

Upon your passing, your estate could end up in probate if you don’t plan properly. All of your affairs will become public record, paperwork can be delayed, and there will, of course, be attorneys’ fees.

The US Debt Clock – And What It Can Tell You | Ep #37

Bruce Hosler and Jon Gay dive into the financial realities of the United States, focusing on the website USDebtClock.org. This website offers real-time data on national finances, including our ever-increasing national debt. As of this podcast, the U.S. national debt is at about $33.7 trillion, a steep increase from $27 trillion just three years ago.

Use the Buckets of Money strategy for retirement income | Ep #34

Bruce Hosler and Jon Gay dive deep into the Buckets of Money strategy for retirement income. Amidst a backdrop of stock market volatility, geopolitical tensions, and inflation, Bruce presents the Buckets of Money strategy as a safeguard against Sequence of Return Risk—a serious risk retirees face when market downturns coincide with the early years of retirement.

What Did You Learn About Money Growing Up? | Ep #33

Bruce discusses the importance of early financial lessons and their lasting impact. Bruce begins client relationships by asking them about their childhood money experiences, highlighting how these early lessons shape our financial behaviors.

Explaining 5 Major Benefits of the Roth 401(k)

Most people are familiar with the traditional 401(k) retirement account. It has become the de facto retirement-saving vehicle for millions of Americans.

Having a Will is Not a Complete Estate Plan | Ep #32

Bruce Hosler and Jon dive into the crucial topic of why having a will is only a partial estate plan – exploring the significance of beneficiary forms and their power in estate planning.

Switching Social Security Benefits | Ep #31

Bruce and Jason Hosler discuss various aspects of Social Security benefits and switching strategies. They start by explaining the concept of switching benefits, which allows individuals to switch to a new benefit when they become entitled, especially if it is higher than their current benefit.