IRA & 401K accounts are no longer good wealth transfer tools | Ep #10
Bruce dives deeper into why traditional IRAs and 401ks are no longer good wealth transfer tools. Ideally, you want to minimize both your tax burden and the burden of your heirs. And with these new rules, traditional retirement accounts just won’t cut it.
Why You Need to Update Your IRA Beneficiary Forms | Ep #9
In 2019, the US Government passed the SECURE Act, and one of the most significant ramifications was on what’s known as the stretch IRA. Many people who inherit an IRA, now have a ten-year window to withdraw those funds. Previously there was no time restraint.
What Are We Protecting Wealth FROM? | Ep #8
What exactly are we protecting our wealth from? Today, Bruce explains: Taxes, Inflation, Financial and Estate Planning Mistakes, Client Mistakes, and Poor Investment Management.
The 5-year Rule With Roth IRAs and Roth 401Ks | Ep #7
Bruce talks about the “5-year rule” regarding Roth IRA and Roth 401K accounts. These rules are in place to encourage investors not to withdraw from their Roth accounts before age 59 1/2. And if these rules aren’t followed, they can result in stiff tax penalties!
Convert Your IRA to a Roth IRA on a Market Dip | Ep #5
Bruce talks about converting your IRA into a Roth IRA, and why a market dip is a good time to do so. They go over requirements for these conversions, such as deadlines and how required minimum distributions, or RMD’s, come into play.
Interest Rates: How High Will They Go? | Ep #4
How high does the fed want to raise the Fed Funds Rate? How long will the fed keep raising interest rates? What will cause the Fed to stop raising interest rates? Is a recession coming?
Will US Tax Rates Go Up or Down? | Ep #2
One of the most common questions Bruce Hosler and the team at Hosler Wealth Management are asked: “Will taxes go up or down?” And while we don’t have a crystal ball, there are some pretty strong indications that taxes are going to go up.
What Does Tax-Free Mean? | Ep #1
In our first episode, Bruce Hosler of Hosler Wealth Management sits down with co-host Jon Gay to explain the term “tax-free.” What does it really mean?
The Protecting And Preserving Wealth Podcast | Trailer
Hosler Wealth Management consists of tax accountants, financial planners, and investment advisors. The benefit to our clients is it’s all together combined in one office.
We started the podcast because a number of clients have questions, and this is a way for us to give them a venue to listen to different answers on all the things they’re concerned about today.
How to Protect Against Inflation
When inflation is stable and predictable, it’s a sign of a basically healthy growing economy. But high inflation can quickly eat away at the purchasing power of your dollars, indicating that the economy might be overheated.