The Truth About Reverse Mortgages – Part 1 | Ep #73
For many retirees, the dream of financial freedom can feel overshadowed by the weight of ongoing mortgage payments. What if you could eliminate that monthly burden while unlocking a powerful tool to improve cash flow, reduce taxes, and secure your long-term financial future? That’s exactly what a reverse mortgage can offer.
No Tax on Social Security | Ep #72
If you’ve heard the buzz about Social Security becoming tax-free in 2025, it’s time to look beyond the headlines. The One Big, Beautiful Bill Act (OBBBA) introduces a **senior deduction** — not a blanket tax exemption on Social Security. Here’s what retirees and pre-retirees need to know to plan strategically.
Ed Slott IRA and Tax Updates for 2025 | Ep #71
In the ever-evolving world of retirement planning, it’s essential to stay on top of the latest IRS regulations and industry updates. Bruce Hosler, a long-time member of Ed Slott’s Master Elite IRA Advisor Group, recently returned from the Spring 2025 conference with key takeaways every investor should know. In this episode of Protecting and Preserving Wealth, Bruce and Jason Hosler break down the most pressing updates that affect IRA owners and retirees — particularly the implications for Qualified Charitable Distributions (QCDs), IRS Form 8606, and the critical “One Rollover Per Year” rule.
Investment Themes in 2025 | Ep #70
As 2025 unfolds, investors face a market defined by rapid innovation, global competition, and shifting regulatory frameworks. From artificial intelligence (AI) to biotech breakthroughs, the financial landscape is full of opportunity—but also complexity. For high-net-worth individuals and families, understanding both the growth potential and tax implications of these themes is critical. This analysis explores 10 investment trends shaping 2025 and provides insights on how to integrate them into a disciplined, tax-efficient wealth strategy.
Considerations When Selling Real Estate – Selling A Second Home or Rental Property | Ep #69
Selling a second home or rental property might feel like cashing in on a good investment, but it’s also a significant financial event with serious tax implications. Whether it’s a cozy cabin in the mountains, a beachside rental, or an investment duplex, letting go of real estate can trigger capital gains, depreciation recapture, and potential state-level taxes.
Considerations When Selling Real Estate – Selling Your Primary Residence | Ep #68
When it comes time to sell your primary residence, it’s not just about setting the right price or finding a buyer. It’s about protecting your wealth, maximizing tax benefits, and ensuring your financial decisions are aligned with your long-term goals. In this episode of Protecting and Preserving Wealth, the Hosler Wealth Management team unpacks everything you need to know before putting your home on the market.
The Two Generation Tax-Free Legacy Plan™: Estate and Legacy Planning Series Part 6 of 6 | Ep #67
If you look ahead 10 years, do you believe tax rates in the United States will go down, stay the same, or go up?
It’s not a rhetorical question — it’s the foundation of smart legacy planning.
Charitable Giving and Charitable Legacies: Estate and Legacy Planning Series Part 5 of 6 | Ep #66
In the world of wealth management, estate planning is more than just dividing up assets — it’s about preserving your legacy and ensuring your beneficiaries receive the full benefit of what you’ve built.
Leaving Your Assets Tax Advantaged and Tax Free: Estate and Legacy Planning Series Part 4 of 6 | Ep #65
In the world of wealth management, estate planning is more than just dividing up assets — it’s about preserving your legacy and ensuring your beneficiaries receive the full benefit of what you’ve built.
Titling Your Assets Correctly: Estate & Legacy Planning Series Part 3 of 6 | Ep #64
Estate planning involves more than just creating a will or setting up a trust. One of the most overlooked but critical aspects of estate planning is proper asset titling.