#11 | The Inflation Reduction Act – What Does It Mean For You?
Show NotesTranscriptView All Episodes In September, the government passed the "Inflation Reduction Act." Today Bruce Hosler of Hosler Wealth Management breaks down the key pieces of the legislation and how it can affect you going forward. We break it down into 9 key areas: Health Care Premium Tax Credit New Home Energy Systems Tax Credits New Energy Efficient Home Improvement TaxRead more
#10 | IRA & 401K accounts are no longer good wealth transfer tools
Show NotesTranscriptView All Episodes n the last episode, Bruce Hosler and Jag spoke about the SECURE Act, passed in 2019, and its effects on inherited and stretch IRAs. Today, we dive deeper into why traditional IRAs and 401ks are no longer good wealth transfer tools. Ideally, you want to minimize both your tax burden and the burden of your heirs. AndRead more
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Financial Market Quarterly Commentary | September 2022
Presented by Bruce Hosler September Sell-off Caps Challenging Quarter Equity markets saw widespread declines in September, wiping out gains from earlier in the quarter and bringing the major indices to their lowest closing levels for the year. The S&P 500 fell 9.21 percent during the month, which caused the index to lose 4.88 percent during the quarter. The Dow Jones
#9 | Why You Need to Update Your IRA Beneficiary Forms
Show NotesTranscriptView All Episodes In 2019, the US Government passed the SECURE Act, and one of the most significant ramifications was on what's known as the stretch IRA. Many people who inherit an IRA, now have a ten-year window to withdraw those funds. Previously there was no time restraint. There are five classes of individuals who have a different rulebookRead more
#8 | What Are We Protecting Wealth FROM?
Show NotesTranscriptView All Episodes The name of our podcast is "Protecting and Preserving Wealth." But what exactly are we protecting our wealth from? Today, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to explain: Taxes Inflation Financial and Estate Planning Mistakes Client Mistakes Poor Investment Management Bruce explains how he and his team are uniquely qualified to helpRead more
#7 | The 5-year Rule With Roth IRAs and Roth 401Ks
Show NotesTranscriptView All Episodes Today, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to talk about the "5-year rule" regarding Roth IRA and Roth 401K accounts. These rules are in place to encourage investors not to withdraw from their Roth accounts before age 59 1/2. And if these rules aren't followed, they can result in stiff taxRead more
#6 | Demand Destruction and the Coming Recession
Show NotesTranscriptView All Episodes Today's topic is demand destruction. Essentially, it's when the government tries to slow demand to curb inflation. Bruce Hosler walks us through what that means. All information is accurate as of our recording date, June 23, 2022. The federal reserve doesn't necessarily want a recession, but it's a fine line between demand destruction and avoiding one. As ofRead more
#5 | Convert Your IRA to a Roth IRA on a Market Dip
Show NotesTranscriptView All Episodes Today, Bruce Hosler of Hosler Wealth Management talks about converting your IRA into a Roth IRA, and why a market dip is a good time to do so. First, Bruce and Jon go over requirements for these conversions, such as deadlines and how required minimum distributions, or RMD's, come into play. When markets are down, stocksRead more
#4 | Interest Rates: How High Will They Go?
Show NotesTranscriptView All Episodes Today, Bruce Hosler and Jon are talking about interest rates. They've been on the rise in 2022, but how high will they go? How high does the fed want to raise the Fed Funds Rate? How long will the fed keep raising interest rates? What will cause the Fed to stop raising interest rates? Is aRead more
#3 | All About Inflation
Show NotesTranscriptView All Episodes In today's episode, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to talk about the one topic on everyone's mind in 2022 - INFLATION. What is causing this inflation? Demand/Supply imbalance More money chasing less products. (Supply chain) Shortages of availability (Housing) What is Demand Destruction? Higher mortgage interest rates (Already reports ofRead more
