Inherited IRA Taxes: What You Need to Know
Get clear answers on inherited IRA taxes, including withdrawal rules, tax strategies, and common mistakes to help you keep more of your inheritance.
How Roth IRA Tax-Free Withdrawals Actually Work
Curious if a Roth IRA is tax free? Learn how Roth IRA tax-free withdrawals work, including rules, exceptions, and tips for smarter retirement planning.
QCD Update for 2026 – Advice You Should Know | Ep #81
A Qualified Charitable Distribution (QCD) is a charitable gift made directly from an IRA to a qualified charity that can keep the distribution out of your taxable income when done correctly. It applies to IRA owners (and certain inherited IRA beneficiaries) who meet the age requirement, and it matters because it can support giving goals while potentially reducing income-driven tax side effects.
The New Trump Accounts and What They Will Do | Ep #80
Most Americans don’t begin investing seriously until adulthood—often after their first job, their first paycheck, or their first financial mistake.
That may be about to change.
The New Uses for 529 Plans | Ep #79
For years, 529 plans have been viewed as a single-purpose savings tool: a tax-advantaged way to pay for college. While that was once true, recent legislative changes have dramatically expanded what these plans can do—and how strategic families can use them.
National Debt and High Net Worth Planning | Ep #78
If you’re like many affluent families today, you’ve likely felt a growing sense of uncertainty around the U.S. national debt — and what it could mean for your future taxes, your retirement income, and the legacy you intend to pass on.
The Interest Rate Trap | Ep #77
For more than a decade, retirees, investors, and even financial professionals lived in a world where near-zero interest rates felt almost permanent. But the economic landscape has shifted dramatically.
Information Technology Sector | December 2025
The information technology sector delivered an outsized gain through the first 11 months of 2025 in a broadly “risk-on” environment, except for the brief stretch of “tariff turmoil” in March and April.
How Stablecoins Will Change Everything | Ep #76
For decades, transferring money meant dealing with delays, fees, and friction. Whether wiring funds across borders or writing a simple check, every transaction required multiple intermediaries — and time.
But that system is changing rapidly. With the rise of stablecoins, we’re witnessing a turning point in how people send, receive, and manage money — faster, safer, and with greater independence.
What Are Stablecoins? | Ep #75
Financial technology is evolving fast, and few innovations have created as much conversation as stablecoins — digital assets that maintain a fixed value linked to the U.S. dollar.
The Truth About Reverse Mortgages – Part 2 | Ep #74
Reverse mortgages have long carried a reputation as a “last resort” loan for retirees struggling to make ends meet. But in reality, when structured correctly, they can become one of the most powerful financial tools available for retirement, tax efficiency, and portfolio preservation.
The Truth About Reverse Mortgages – Part 1 | Ep #73
For many retirees, the dream of financial freedom can feel overshadowed by the weight of ongoing mortgage payments. What if you could eliminate that monthly burden while unlocking a powerful tool to improve cash flow, reduce taxes, and secure your long-term financial future? That’s exactly what a reverse mortgage can offer.